Do you need a loan to start a business but have no collateral/guarantor? If YES, here are 15 easy ways to get a small business loan with bad personal credit. One of the worst things that can ever happen to you is to delve into business without having the required start up fund to sustain yourself…
Are you in need of a small business loan? Do you want to apply for small business loans for women but you don’t know how to get started? Are you about applying for a business loan and you want to learn how to increase your chances of success? Then read on. In the past, when…
What are the best small business loan options for women with bad credit? What are the best sources of small business loans for women with bad credit? How do a woman with bad credit access business loans? If you are interested in the answer to any of the questions above, then i advice you read…
Do you need a loan to start a business but you have no idea how to go about it? If YES, here is a beginner’s guide on how to get a small business loan. In previous chapters of this ebook, we discussed the various ways of raising capital for your business that fall under equity…
Are you about applying for a loan as a business owner or startup entrepreneur? If YES, here are 7 easy steps to get a bank loan for a small business guaranteed. Bank loans are business loans offered by commercial banks or specialized banks such as Bank of Industry, Bank of Agriculture, Microfinance Banks, etc. Some…
Have your bank rejected your small business loan application? If YES, here are 10 smart steps you must take immediately to turn the table around successfully. It’s really not a big deal if a bank rejects your loan application or turns you down and most definitely, it is not the end of the world or…
Have banks been turning down your loan requests? If YES, here are 10 secret reasons banks reject your business loan application and what you can do about it. We all have those moments. Those moments when you have an urgent need but lack financial means to settle it. When you have a smart business idea…
Are you about applying for a bank business loan for the first time? If YES, here are 10 guaranteed tips to increase your chances of getting a bank business loan. Getting a loan from the bank can be a very long, tedious process which can very quickly go the wrong way if not handled well….
Are you about taking a loan or you want to re-negotiate a loan? If YES, here are 7 smart tips on how to negotiate interest rate on a business loan successfully. Sometimes, accumulating some debt can be necessary to keep your business afloat. Even you have started on a bright note after careful planning and…
Do you want to increase your chances of success to get a bank loan? If YES, here are 15 requirements banks will request to grant your business loan application. When you approach a bank, financial institution or a commercial lender for loans, they would ask for a set of documents to help them decide on…
Are you about applying for SBA funding but don’t know the exact requirements? If YES, here are 10 requirements you need to get SBA loans or grants successfully. The Small Business Administration (SBA) is a United States government agency created to provide support to entrepreneurs and small businesses. The agency’s mission is “to maintain and…
Are you about sourcing for your company and you want to know the best between a business loan and line of credit? If YES, here is a quick comparison to help you. In the United States and in almost all countries of the world, if you want to start a business as an entrepreneur, there…
Are you a veteran in need of a loan to start a business? If YES, here are 7 best sources of small business loans for Veterans with bad personal credit and how to get it. If there is any country that comes tops when it comes to taking care of her veterans, then it is…
Are you a minority in need of a loan to start a business? If YES, here are 9 best sources of small business loans for minorities with bad personal credit and how to get it. Starting a business can sometimes be very stressful because there are times when you may not have the wherewithal to…
Are you about applying for a loan from a foreign bank as a small business owner or startup entrepreneur? If YES, here are 7 easy steps to get a foreign bank loan guaranteed. One of the things that make a business run effectively is the availability of funds. To a very large extent, funding is…
Are you trying to raise capital? Or you want to borrow funds for a startup? If YES, here are 7 success tips to help you borrow money for your business guaranteed. Financing a business is one of the hardest task a business owner have to go through to effect or execute expansion plans. Now regardless…
Are you about applying for a loan as a business owner or startup entrepreneur? If YES, here are 7 advantages & disadvantages of taking small business loans. Although having to pay an interest alongside your principal may be somewhat burdensome, taking a business loan has its advantages, as well as disadvantages. So it is up…
Are you about applying for a loan as a business owner or startup entrepreneur? If YES, here are 3 tips to help you know how much money or business loan to apply for. You see, different types of business need different amounts of capital in order to be established and there are several small business…
Do you want to access minority business loans but you don’t know how to apply?If YES, here is a complete guide on how to get a small business loan for minority. One of the most common business glitches that any business person experiences when setting up a business is finances, that is startup capital. This…
Where is the best place to apply for a minority business loan for your startup? If YES, here are 23 best places to get minority small business loans with ease. Like all entrepreneurs, minority business owners must contend with a constantly fluctuating market and day-to-day obligations. Between purchasing new inventory, expanding staff and moving into…
Are you a disabled veteran, serving or retired military personnel? If YES, here are 7 best sources of VA small business loans and their requirements. What is VA Small Business Loan? Veteran Administration (VA) loans are actually loan guarantees made available from the Small Business Administration (SBA) to Veterans or soldiers or their wives or…
Do you want to refinance your small business loans but lack the know-how? If YES, here are 7 smart tips on how to consolidate business debts successfully. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. Debt consolidation can also be said to be the…
You have heard how hard it is to get a business loan and you are afraid? If YES, here is a complete guide for improving your chances of getting a business loan. Irrespective of what endeavor you would like to pursue, it is always important to have a general idea of what you would be…
Are you about applying for a loan? If YES, here is a complete guide on how to write a perfect business loan proposal that will convince lenders to give you money. There is one thing a business needs to start off and sustain itself prior to when it starts making its own money, and that…
Is your bad credit score a turn-off to lenders? If YES, here are 10 sources of unsecured small business loans with best interest rates and NO personal guarantee. What are Unsecured Business Loans? Unsecured business loans are small business financing options that don’t require the borrower to put forth any collateral for the loan. Secured…
A Loan is like a double-edged sword. Are you about getting a business loan? If YES, here are 10 harsh truths a loan officer won’t tell you about taking a loan. If you are a businessman or woman, you will quite agree that business loan is a leverage not only when you want to raise…
Do you want to apply for P2P loan but don’t know the requirements/rates? If YES, here is a complete guide on how to get small business loans from lending clubs. Loans are beneficial for a lot of things, and small businesses especially need these loans to rescue themselves from rough business patches. One of the…
Do you want to apply for OnDeck loan but you don’t know the requirements or rates? If YES, here is a complete guide on how to get OnDeck small business loans . Sometimes in the life of a business, an entrepreneur may need quick loans to fund certain business emergencies. Banks and most lending institutions…
Are you about applying for business loans? If YES, here are 11 types of small business loans offered by banks and other private and government institutions. As a business owner, you’ll sometimes need some extra funding to expand your business, or finance some of your daily operations. Loans from banks and financial institutions can stand…
Are you trying to pick the best between a term loan vs line of credit? If YES, here is a detailed comparison between term loans and business line of credit. If you are in need of funds to start up a new business or expand what you already have on ground, a line of credit…
Do you need a business loan but you have no asset to put up? If YES, here are 11 smart ways to get small business loans without collateral or down payment. Obtaining a loan for your small business can be very difficult when you don’t have collateral or a good credit history. A lot of…
Are you trying to pick the best between a student loan vs line of credit? If YES, here is a detailed comparison between student loans and line of credit. Obtaining good education can be a very expensive venture. While elementary and high school education may be affordable for many parents, a lot of students usually…
How many business days after you submit your application will you receive a loan estimate form? 3 Days? 5 Days? 2 Weeks? I advice you read on to find out. In the united states and in almost all countries of the world, if you want to start a business, there are certain structures put in…
How effective are micro-loans on a business? What effect did Yunus’s loan to Sophia Khartoum have on her stool-making business? I advice you read on. Professor Muhammad Yunus was inspired during the Bangladesh famine of 1974 to provide a small loan of US$27 to a group of 42 families as start-up money so that they…
Which of the following types of enterprise would most likely qualify and secure a large business loan of $1M – $10M? ? I advice you read on to find out. Most businesses at some point in their life cycle would need capital or funding for a variety of reasons. For some of these businesses, a…
How many business days do you have to cancel a private loan after it has been disbursed? 3 Days? 7 Days? 2 Weeks? 1 Month? I advice you read on to find out. According to the US Legal Law, Private loan means, “collectively, the loan or loans that is or are obtained by the Borrower…
Are you about applying for a business loan? If YES, here are 7 main types of assets typically used as collateral to secure short term business loans. Every business organization needs adequate funds to help ease its growth. Whether a startup, a sole proprietorship, or a limited liability corporation, getting a small business loan can…
Do you want to apply for a loan from Cornerstone and you want to know the requirements? If YES, here is a 5-step guide on how to get a loan from Cornerstone. Cornerstone Community Federal Credit Union offers several convenient options for members to apply for a new line of credit. Processing loan payments and…
A high-risk business loan, as the name implies, is one that involves high risk on the part of the lender. High-risk business loans are typically issued to businesses that have bad credit histories, or are unable to provide the requisite collateral, or have no clear idea of how they will go about paying back the…
Maybe! While there have been no such cases in recent times, have it in mind that it is very much possible for a loan officer to steal small business ideas for personal gains. In a society characterized by connectivity, it is not new or rare for business ideas to be stolen, both accidentally and intentionally….
A debit is cash you owe and credit is cash that is owed to you. Debits and credits are outlined in their respective segments in a closing declaration. Many acquisition contracts include debit/credit entries. The debit entry lists the things you owe at closing, and the credit entry addresses things that are paid to you….
Hard money is sourced from private individuals who wish to receive a high rate of return on their investment. Hard money loans are used by investors to purchase properties such as fixer-uppers that banks often won’t lend money on. Hard money loans are used by small business owners when they are unable to obtain regular…
